Transparencia en el cargo por sobregiro

Transparencia en el cargo por sobregiro

Conozca cómo recibir una explicación clara de un cargo por sobregiro en el que incurrió.

Fees from your bank can be confusing. Ever had an overdraft fee and not sure how it happened? At BB&T, our goal is to make it as easy as possible for you to know exactly what you're paying for and why. BB&T gives you a clear and immediate explanation. If you're assessed an overdraft fee, you can review the details in Online Banking with U by BB&T from any device.

For example, from the web, simply log in to U, go to Accounts, and select the account that incurred the fee. Under transactions, select the overdraft item. Then tap "How did I incur this fee?" There you can view a detailed letter that fully explains how the charges occurred, including the items pending against your daily posted balance, and items that came in for payment and were posted to your account—either of which could have resulted in a negative balance. You'll also see the exact number and types of fees that were charged against your account along with your resulting daily posted balance.

But wouldn't you like to avoid overdraft fees altogether? We offer ways to help you with that as well. Overdraft protection is one of the best ways to avoid fees for overdrafts. You can add overdraft protection or enable overdraft review within Customer Service and U. You can also add alerts to help avoid fees. You can get texts or emails when your balance is low or negative.

If you need more information about fees, visit our At A Glance page on You can learn about fees specific to your accounts and get answers to your frequently asked questions. So let's be clear—we want to make sure you aren't confused or burdened by bank fees. That's fee transparency with BB&T.

La información provista no constituye asesoramiento legal, impositivo o financiero. BB&T espera que esta información le haya resultado útil pero no puede garantizar que sea precisa, actualizada o apropiada para su situación particular. Se proporcionan calculadoras financieras para ayudarle a estimar los costos aproximados asociados con cualquier actividad bancaria. Sus costos reales pueden variar. Debe consultar con un abogado o un asesor financiero calificados para entender cómo se aplica la ley a su situación económica particular o para obtener información financiera específica de su situación personal o comercial.

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